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<HTML>

<HEAD>


<META NAME="description" CONTENT="Irish pension, life and mortgage brokers.">
<META NAME="Keywords"    CONTENT="Broker, Ireland, Finance, financial, mortgage, pension, mortgages, pensions, PRSA, life assurance, insurance, execution-only, income protection">


<!-- business -->


<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=UTF-8">
<META NAME="Generator" content="">
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<!--<BASE HREF="http://d1788902.u32.hosting365.ie/TermsofBusiness1.html">-->
<TITLE>Terms of Business</TITLE></head>
<BODY  BGCOLOR="#FFFFFF"
 TEXT="#333333"

LEFTMARGIN="0" TOPMARGIN="0" RIGHTMARGIN="0" BOTTOMMARGIN="0"

 onLoad=""
 
 LINK="#003399"
 VLINK="#003366"
 ALINK="#3366CC"
>

  
      <!-- BOF: ./personal-templates/simple/business/layout/l67.layout --> 
<!-- html -->
<TABLE WIDTH="100%" height="100%" BORDER=0 CELLPADDING=0 CELLSPACING=0 valign="top" bgcolor="#6B8DBC" background="widgets/gen_19.1.gif">
   <tr>
      <td align="center" height="100%" valign="top">
            <TABLE width="760" height="100%" BORDER=0 CELLPADDING=0 CELLSPACING=4 valign="top" bgcolor="#FFFFFF">
               <tr>
                   <td rowspan="4" width="3" bgcolor="#FF9933"><img src="widgets/spacer.gif" height=1 width=3 alt=""></td>
                   <td valign="top">
                         <TABLE width="100%" BORDER=0 CELLPADDING=0 CELLSPACING=0 valign="top">
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                             <td rowspan="2" bgcolor="#EFEEEE">
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                             <img src="http://d1788902.u32.hosting365.ie/images/F&A logo with writing (smaller).jpg" border="0"></td></tr></table>
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               <tr>
                   <td valign="top" height="100%">
                        <TABLE width="760" height="100%" BORDER=0 CELLPADDING=0 CELLSPACING=0 valign="top" bgcolor="#FFFFFF">
                          <tr>
                            <td valign="top">
                                            <a href="index.html" onMouseOver="document.images['img6'].src='widgets/gen_81.1.gif'" onMouseOut="document.images['img6'].src='widgets/gen_80.1.gif'"><img src="widgets/gen_80.1.gif" alt="Home" name="img6" border="0"></a><br>
                                            <a href="gpage.html" onMouseOver="document.images['img7'].src='widgets/gen_49.1.gif'" onMouseOut="document.images['img7'].src='widgets/gen_48.1.gif'"><img src="widgets/gen_48.1.gif" alt="About Us" name="img7" border="0"></a><br>
                                            <a href="links.html" onMouseOver="document.images['img13'].src='widgets/gen_119.1.gif'" onMouseOut="document.images['img13'].src='widgets/gen_118.1.gif'"><img src="widgets/gen_118.1.gif" alt="Finance Blog" name="img13" border="0"></a><br>
                                            <a href="links1.html" onMouseOver="document.images['img16'].src='widgets/gen_89.1.gif'" onMouseOut="document.images['img16'].src='widgets/gen_88.1.gif'"><img src="widgets/gen_88.1.gif" alt="Press" name="img16" border="0"></a><br>
                                            <a href="gpage2.html" onMouseOver="document.images['img60'].src='widgets/gen_127.1.gif'" onMouseOut="document.images['img60'].src='widgets/gen_126.1.gif'"><img src="widgets/gen_126.1.gif" alt="Income Protection" name="img60" border="0"></a><br>
                                            <a href="Savings.html" onMouseOver="document.images['img43'].src='widgets/gen_109.1.gif'" onMouseOut="document.images['img43'].src='widgets/gen_108.1.gif'"><img src="widgets/gen_108.1.gif" alt="Savings Plan" name="img43" border="0"></a><br>
                                            <a href="gpage3.html" onMouseOver="document.images['img80'].src='widgets/gen_136.1.gif'" onMouseOut="document.images['img80'].src='widgets/gen_135.1.gif'"><img src="widgets/gen_135.1.gif" alt="Mortgage Services" name="img80" border="0"></a><br>
                                            <a href="gpage1.html" onMouseOver="document.images['img41'].src='widgets/gen_104.1.gif'" onMouseOut="document.images['img41'].src='widgets/gen_103.1.gif'"><img src="widgets/gen_103.1.gif" alt="PRSAs" name="img41" border="0"></a><br>
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                                            <a href="OurClients.html" onMouseOver="document.images['img84'].src='widgets/gen_151.1.gif'" onMouseOut="document.images['img84'].src='widgets/gen_150.1.gif'"><img src="widgets/gen_150.1.gif" alt="Our Clients" name="img84" border="0"></a><br>
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                                            <a href="mailto:info@ferga.com" onMouseOver="document.images['img_email'].src='widgets/gen_51.1.gif'" onMouseOut="document.images['img_email'].src='widgets/gen_50.1.gif'"><img src="widgets/gen_50.1.gif" alt="e-mail me" name="img_email" border="0"></a><br>
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                            <td width="100%" height="100%" valign="top"><!-- BOF: ./personal-templates/simple/businessnew/download/style_l67.html -->
<TABLE WIDTH=100% BORDER=0 CELLPADDING=0 CELLSPACING=0 VALIGN="top">
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                <TD WIDTH=100% VALIGN="top">
                        <div align="justify" style="margin-top:13px;margin-bottom:13px;">


<BR>


<TABLE BORDER=0 CELLPADDING=4 CELLSPACING=0 background="widgets/gen_39.1.gif" align="center"> 
<tr><td>
                        <TABLE WIDTH=100% BORDER=0 CELLPADDING=0 CELLSPACING=4 background="widgets/gen_41.1.gif">
                                <TR>                       <TD align="center">
                                                                        <div><span style="color:#FF9933;font-size:12px;font-weight:600;font-family:Arial,Verdana,Helvetica">Terms of Business letter</span></div></TD>
                                          </tr>
                                <TR>
                                        <TD VALIGN="top">
                                                <TABLE WIDTH=100% BORDER=0 CELLPADDING=0 CELLSPACING=0>
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                                                                <TD><div align="justify" style="margin-left:3px;margin-right:3px;margin-top:5px;margin-bottom:5px;">


<font face='Arial' size='2' color='#333333'>

Click on the icon below to download our Terms of Business letter.&nbsp; You must download this letter before we can proceed with any transaction.&nbsp; 

</font>


</div></TD>
                                                        </TR>   
                        <TR>
                                                                <TD WIDTH=100% valign="top">            
                                                                        <A HREF="downloads/Terms_of_Business.pdf"
                                                                         onclick="alert('Please, right click on the link and select \'Save Target As...\'');return false;">
                                                                        <IMG BORDER="0" SRC="widgets/gen_154.1.gif" ALT="Download Terms_of_Business.pdf"
                                                                          onmouseover="self.status='Download Terms_of_Business.pdf';return true;"
                                                                          onmouseout ="self.status='Done';return true;">
                                                                        </A>
                                                                </TD>
                                                        </TR>
                                                                   
                                                </TABLE>
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                                </TR>
                          </TABLE>
</td></tr></table>
                
                                                
                </div>
                </TD>
        </TR>

</TABLE>
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                                    </td>
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               </tr>
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                   <td height="50" valign="bottom" background="widgets/gen_40.1.gif">
<center><table border="0" cellpadding="0" cellspacing="3"><tr><td align="center">

<a href="http://www.psoft.net" target="_blank"><img src="widgets/ss_button.gif" border="0"></a>

<br><font face="helvetica,verdana, arial" size="1">&nbsp;</font>

</td></tr></table></center>


<br>
<FONT FACE="verdana, arial, helvetica" SIZE="1">
<center>
<nobr>|<a href="index.html">Home</A>|</nobr>

<nobr>|<a href="gpage.html">About Us</A>|</nobr>

<nobr>|<a href="links.html">Finance Blog</A>|</nobr>

<nobr>|<a href="links1.html">Press</A>|</nobr>

<nobr>|<a href="gpage2.html">Income Protection</A>|</nobr>

<nobr>|<a href="Savings.html">Savings Plan</A>|</nobr>

<nobr>|<a href="gpage3.html">Mortgage Services</A>|</nobr>

<nobr>|<a href="gpage1.html">PRSAs</A>|</nobr>

<nobr>|<a href="buyoutbonds.html">Buy Out Bonds</A>|</nobr>

<nobr>|<a href="OurClients.html">Our Clients</A>|</nobr>

<nobr>|Terms of Business|</nobr>
</center>
</font>

<br></td>
               </tr>
            </TABLE>
      </td>
   </tr>
</TABLE>
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